If you're a small business owner using Stripe, Square, Toast, PayPal, Venmo or Cash App to process payments, it's worth taking a hard look at what those platforms really cost you. They're easy to sign up for, but they take a percentage of every sale, and that adds up.
What to Check on Your Current Processor
Pull up a recent statement or your processor's pricing page and look for:
- The percentage and per-transaction fee on in-person and online sales.
- Monthly software or subscription fees on top of processing.
- What hardware costs beyond the basic reader.
- Whether the platform supports a cash discount program.
- Who you reach when something goes wrong, and how quickly.
- How fast funds reach your account, and whether faster payouts cost extra.
What You’re Really Paying For
Flat-rate platforms are built for scale. Their pricing is the same for everyone, so a small business pays the full rate on every swipe, tap and online checkout.
The PaybotX and Payarc Advantage
0% Processing with Cash Discounting
Under a cash discount program, the posted price is the card price and customers who pay with cash receive a discount at checkout. The difference offsets your processing costs. It has to be set up correctly, with the required signage and card-brand rules described on our cash discount page.
Next-Day Funding
No more waiting or paying extra for instant payouts.
Local, Hands-On Support
Real support from a Colorado Springs partner who knows your business.
ISO-Priced Hardware
Modern terminals at wholesale, not retail, pricing.
Custom Pricing for Volume
Unlike the big apps, PaybotX and Payarc offer flexible, negotiated rates for traditional processing too.
Ready to Stop Losing Money?
New Morrow Solutions delivers transparent, local, and merchant-focused payment solutions powered by PaybotX and Payarc. Whether you want to offset processing costs with a cash discount program or just want better support and lower costs, we’re here to help.
Contact New Morrow Solutions to Get Started
Call or text (719) 357-6109.
Stop paying the big-brand tax. Start keeping your profits.
